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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Growing Your Family? Here's What You Need to Know About Health Insurance Coverage

Growing Your Family? Here's What You Need to Know About Health Insurance Coverage

Welcoming a new child into your family is one of life's biggest milestones—and it comes with a lot of decisions to make. Among the practical matters that quickly rise to the top of the list is health insurance. Whether you've recently had a baby, are expecting, or are in the process of adopting, understanding how your coverage may need to change is an important step....

Is Your Employer-Provided Life Insurance Enough? What You Should Know

Is Your Employer-Provided Life Insurance Enough? What You Should Know

Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as part of a benefits package and may be fully paid for by your employer or offered at a group rate. Most group life insurance policies provide a death benefit equal to one or two times your annual salary. So if...

General Liability Insurance 101: A Foundation for Every Small Business

General Liability Insurance 101: A Foundation for Every Small Business

If you own a small business, you've likely heard that general liability insurance is something you should have. But what exactly does it cover, and why is it considered such an important part of a business insurance plan? General liability insurance—sometimes called GL insurance or commercial general liability—is one of the most fundamental types of coverage available to businesses of all sizes. Understanding how it...

Back-to-School Season: Does Your Auto Insurance Cover a Teen Driver?

Back-to-School Season: Does Your Auto Insurance Cover a Teen Driver?

Every August, millions of families prepare for back-to-school, and for households with a newly licensed teen, that checklist includes an important question: Is your auto insurance ready? Adding a teenager to your auto insurance policy is one of the most significant coverage changes a family can make. Teen drivers are statistically among the highest-risk drivers on the road, which affects both your coverage needs and...

Short-Term Health Insurance: What It Covers, What It Doesn't, and Who It's For

Short-Term Health Insurance: What It Covers, What It Doesn't, and Who It's For

Life doesn't always follow a neat timeline, and health insurance coverage gaps can happen to almost anyone. Whether you're between jobs, waiting for employer benefits to begin, or in another transitional situation, short-term health insurance is one option that may help bridge the gap. However, short-term plans work very differently from comprehensive health insurance, and understanding both the benefits and the limitations is important before...